Does your computer have a phone line? Have you ever lost data from your hard drive due to a power surge? Are your phone lines and cable TV grounded?

Can your insurance fully compensate you for damaged property, lost possessions, personal injury or lifestyle inconvenience due to a fire or surge damage?

Do you currently have smoke alarms or a security system in your house? Do these make you feel safer and give you peace of mind?

Do you or someone in your household/business know CPR in the event someone is struck by lightning?

Do lightning and thunder scare you or your family. Does your pet sense the danger and hide during a storm?

How fast can the Fire Department respond to an emergency at your residence or business?

Are you certain that lightning hasn't already caused damage to your property? (Orange County Utilities in Florida recently learned that copper plumbing pipes are routinely struck by lightning, which can cause gradual pinhole damage.)